Easy Compare – Compare Features, Premium and Benefits of LIC Policies. ‘Easy Compare’ from InsuranceFunda is an easy to use, drag and drop tool to help you in comparing the features of all the LIC plans side by side in a single window. Compare salient features, entry restrictions, indicative premium and returns etc. in simple steps using this tool.
How to use ‘Easy Compare’.
Drag the icons of the plans you want to compare to the comparison slots and drop it there to display the features of the plan. You can compare up to 3 three plans at a time using three different slots available. In order to compare a new plan in an existing slot, simply drag and drop the icon of the new plan there.
Plan NamePlan NumberPlan IconPlan available for purchaseProduct TypeTerm AvailableAge at entrySum Assured RestrictionsShort descriptionPayment ModesCritical Illness RiderBenefits AvailableExample of benefits with premiumMore details
Drag
Here
Drag
Here
Drag
Here
- New Endowment PlanNew Endowment Plan
- New Jeevan AnandNew Jeevan Anand
- Single Premium EndowmentSingle Premium Endowment
- Jeevan RakshakJeevan Rakshak
- Limited Premium EndowmentLimited Premium Endowment
- Jeevan LakshyaJeevan Lakshya
- Jeevan LabhJeevan Labh
- Jeevan PragatiJeevan Pragati
- Aadhaar StambhAadhaar Stambh
- Aadhaar ShilaAadhaar Shila
- Money Back - 20 YearMoney Back - 20 Year
- Money Back - 25 YearMoney Back - 25 Year
- Bima BachathBima Bachath
- Jeevan TarunJeevan Tarun
New Endowment Plan914
Endowment Plan12 to 35 Years8 Years (Completed) to 55 Year (Nearest Birthday)Minimium : 1,00,000 Max No LimitRegular premium, Non linked, With profits, Endowment PlanYearly, Half Yearly, Quarterly and Monthly (SSS and NACH)
Endowment + Whole life15 to 35 Years18 Years (Completed) to 50 Year (Nearest Birthday)Minimium : 1,00,000 Max No LimitRegular premium, Non linked, With profits, Endowment Plan with Life Long Insurance Coverage equal to Sum Assured.
(Available even after premium paying term)Yearly, Half Yearly, Quarterly and Monthly (SSS and NACH)
Single Premium Endowment10 to 25 Years90 days (completed) to 65 Year (Nearest Birthday)Minimum 50,000 Max : No limitSingle premium with profits endowment plan.Single premium only
Endowment Plan10 to 20 years8 Years (Completed) to 55 Year (Nearest Birthday)Minimum 75,000 and maximum 2,00,000Non - Linked, with profit Endowment type plan.This is a low premium endowment plan where total premium paid is considerably lesser than sum assured. Instead of simple reversionay bonus which is declared every year, a one lime loyalty addition is paid at maturity.Yearly, Half Yearly, Quarterly and Monthly (SSS and NACH)
Limited Premium Endowment12 Year, 16 Year and 21 Year with payment limited to 8 or 9 years18 Years (Completed) to 62 Year (Nearest Birthday)Minimum 3,00,000 Max : No limitNon - linked, with profit endowment assurance plan where payment period is limited to 8 or 9 years.Yearly, Half Yearly, Quarterly and Monthly (SSS and NACH)
Limited premium endowment13 to 25 Years where premium paying period is limited to (term - 3)18 Years (Completed) to 50 Year (Nearest Birthday)Minimium : 1,00,000 Max No LimitNon linked, conventional endowment assurance plan where premium paying term is less than policy term by three years.Yearly, Half Yearly, Quarterly and Monthly (SSS and NACH)
Limited premium endowment16 year, 21 year and 25 Year where premium paying term is 10,15 and 16 years respectively8 year (completed) to 59 years (Nearest birthday)Minimum 2,00,000 Max: No limitNon - linked, with profit endowment assurance plan where payment period is limited. Yearly, Half Yearly, Quarterly and Monthly (SSS and NACH)
Endowment Assurance Plan12 to 20 Years12 Year (Completed) 45 Year (Nearest birthday)Minimium : 1,50,000 Max No LimitNon Linked, With Profits Endowment Assurance Plan where risk cover automatically increases after every five years during the term of the policy.Yearly, Half Yearly, Quarterly and Monthly (SSS and NACH)
Endowment Plan10 to 20 Years8 Years (Completed) to 55 Year (Nearest Birthday)Minimium : 75,000 Max 3,00,000Non - Linked, with profit Endowment type plan exclusively for male lives.This is a low premium endowment plan where total premium paid is considerably lesser than sum assured. Instead of simple reversionay bonus which is declared every year, a one lime loyalty addition is paid at maturity.Yearly, Half Yearly, Quarterly and Monthly (SSS and NACH)Monetary Benefits
Maturity = Sum Assured + Loyalty addition
Loan available after 3 full year premium payment.
Death Benefit
Normal Coverage = Sum Assured on death which is the highest of Basic Sum Assured; or 10 times annualised premium; or 105% of all premium paid + Loyalty Addition (if death occurs after completion of 5th policy year) Accidental Death Coverage = Sum Assured on death X 2 (Available during premium paying term, if double accident benefit is opted)+ Loyalty Addition (if death occurs after completion of 5th policy year)Parameters considered for example: Age : 30 Sum Assured: 3,00,000 Term : 20 Years Yearly premium: 10487 + 4.5% ST =10723 Indicative returns* based on current bonus rates. Sum Assured : 3,00,000 Loyalty addition : LA Total Returns* at the time of maturity: 3,00,000 + LAAadhaar Shila944
Endowment Plan10 to 20 Years8 Years (Completed) to 55 Year (Nearest Birthday)Minimium : 75,000 Max 3,00,000Non - Linked, with profit Endowment type plan exclusively for female lives.This is a low premium endowment plan where total premium paid is considerably lesser than sum assured. Instead of simple reversionay bonus which is declared every year, a one lime loyalty addition is paid at maturity.Yearly, Half Yearly, Quarterly and Monthly (SSS and NACH)Monetary Benefits
Maturity = Sum Assured + Loyalty addition
Loan available after 3 full year premium payment.
Death Benefit
Normal Coverage = Sum Assured on death which is the highest of Basic Sum Assured; or 10 times annualised premium; or 105% of all premium paid + Loyalty Addition (if death occurs after completion of 5th policy year) Accidental Death Coverage = Sum Assured on death X 2 (Available during premium paying term, if double accident benefit is opted)+ Loyalty Addition (if death occurs after completion of 5th policy year)Parameters considered for example: Age : 30 Sum Assured: 3,00,000 Term : 20 Years Yearly premium: 10472 + 4.5% ST =10943 Total approximate premium paid =214395 Indicative returns* based on current bonus rates. Sum Assured : 3,00,000 Loyalty addition : LA Total Returns* at the time of maturity: 3,00,000 + LAMoney Back - 20 Year920
New Money Back Plan (20 Year)20 Years Term (Premium Payment 15 Years)13 Years (Completed) to 50 Years (NBD)Min 1,00,000 Max No LimitLimited Payment, non linked, with profit money back plan.Yearly, Half Yearly, Quarterly and Monthly (SSS and NACH)
New Money Back Plan (25 Year)25 Years Term (Premium Payment 20 Years)13 Years (Completed) to 45 Years (NBD)Min 1,00,000 Max No LimitLimited Payment, non linked, with profit money back plan.Yearly, Half Yearly, Quarterly and Monthly (SSS and NACH)

Monetary Benefits
Maturity = Sum Assured +Bonus Accrued + Final Additional Bonus(FAB) Loan available after 3 full year premium payment.Death Benefit
Normal Coverage = Sum Assured + Accrued Bonus (as on date of death). Accidental Death Coverage = Sum Assured X 2 +Bonus Accrued + Final Additional Bonus(FAB) (Available during premium paying term, if double accident benefit is opted)Parameters considered for example: Age : 30 Sum Assured: 10,00,000 Term : 25 Years Yearly premium: 37935 + 4.5% ST Indicative returns* based on current bonus rates. Sum Assured : 10,00,000 Bonus : 12,00,000 FAB :4,50,000 Total Returns* at the time of maturity: 26,50,000 New Jeevan Anand915
Monetary Benefits
Maturity = Sum Assured +Bonus Accrued + Final Additional Bonus(FAB) Loan available after 3 full year premium payment.Death Benefit
Normal Coverage = Sum Assured + Accrued Bonus (as on date of death). Life Long Coverage equal to 'Sum Assured' continues even after Maturity. Accidental Death Coverage = Sum Assured X 2 +Bonus Accrued + Final Additional Bonus(FAB) (Available during premium paying term, if double accident benefit is opted)Parameters considered for example: Age : 30 Sum Assured: 10,00,000 Term : 25 Years Yearly premium: 43,818 + 4.5% ST Indicative returns* based on current bonus rates. Sum Assured : 10,00,000 Bonus : 12,25,000 FAB :4,75,000 Total Returns* at the time of maturity: 26,75,000 + Life long Risk Cover of 10,00,000 Total Benefits :36,75,000 Single Premium Endowment917
Monetary Benefits
Maturity = Sum Assured +Bonus Accrued + Final Additional Bonus(FAB) Loan available after 3 full year premium payment.Death Benefit
Normal Coverage = Sum Assured + Accrued Bonus (as on date of death). Accidental Death Coverage = Sum Assured X 2 +Bonus Accrued + Final Additional Bonus(FAB) (Available during premium paying term, if double accident benefit is opted)Parameters considered for example: Age : 0 Sum Assured: 10,00,000 Term : 25 Years Single premium: 432250 + 4.5% ST Indicative returns* based on current bonus rates. Sum Assured : 10,00,000 Bonus : 12,75,000 FAB :4,50,000 Total Returns* at the time of maturity: 27,25,000Jeevan Rakshak827
Monetary Benefits
Maturity = Sum Assured + Loyalty addition Loan available after 3 full year premium payment.Death Benefit
Normal Coverage = Sum Assured on death which is the highest of- Basic Sum Assured; or
- 10 times annualised premium; or
- 105% of all premium paid

Monetary Benefits
Maturity = Sum Assured +Bonus Accrued + Final Additional Bonus(FAB) Loan available after 3 full year premium payment.Death Benefit
Normal Coverage = 125% of Sum Assured + Accrued Bonus (as on date of death). Accidental Death Coverage = 125% of Sum Assured + one additional Sum Assured +Bonus Accrued + Final Additional Bonus(FAB) (Available during the term of the policy, if double accident benefit is opted)Parameters considered for example: Age : 30 Sum Assured: 10,00,000 Term : 21 Years Premium payment: 8 years Yearly premium: 79159 + 4.5% ST =82721 (in first year) 79159+2.25% ST = 80940 (from second year onwards) Total approximate premium paid = 649301 Indicative retuns* based on current bonus rates. Sum Assured : 10,00,000 Bonus :10,50,000 Final addition Bonus : 100000 Total Returns* at the time of maturity: 21,50,000Jeevan Lakshya933
Monetary Benefits
Maturity = Sum Assured +Bonus Accrued + Final Additional Bonus(FAB) Loan available after 3 full year premium payment.Death Benefit
Normal Death = Annual income benefit equal to 10% of the basic sum assured till policy anniversary prior to date of maturity + 110% of basic sum assured payable on due date of maturity. Accidental Death Coverage = one basic sum assured immediately paid + amount available for normal death coverage (Available during the term, if double accident benefit is opted)Parameters considered for example: Age : 30 Sum Assured: 10,00,000 Term : 21 Years Premium payment: 18 years Yearly premium: 51951 + 4.5% ST =54289 (in first year) 51951+2.25% ST = 53120 (from second year onwards) Total approximate premium paid = 957329 Indicative returns* based on current bonus rates. Sum Assured : 10,00,000 Bonus :10,29,000 Final addition Bonus : 100000 Total Returns* at the time of maturity: 21,29,000Jeevan Labh936
Monetary Benefits
Maturity = Sum Assured +Bonus Accrued + Final Additional Bonus(FAB) Loan available after 3 full year premium payment.Death Benefit
Normal Coverage = Sum Assured + Accrued Bonus (as on date of death). Accidental Death Coverage =Sum Assured X 2 +Bonus Accrued + Final Additional Bonus(FAB) (Available during the term of the policy, if double accident benefit is opted)Parameters considered for example: Age : 30 Sum Assured: 10,00,000 Term : 25 Years Premium payment: 16 years Yearly premium: 45468 + 4.5% ST =47514 (in first year) 45468+2.25% ST = 46491 (from second year onwards) Total approximate premium paid = 744879 Indicative retuns* based on current bonus rates. Sum Assured : 10,00,000 Bonus :12,50,000 Final addition Bonus : 4,50,000 Total Returns* at the time of maturity: 27,00,000Jeevan Pragati938
Monetary Benefits
Maturity = Sum Assured +Bonus Accrued + Final Additional Bonus(FAB) Loan available after 3 full year premium payment.Death Benefit
Normal Coverage = 'Sum Assured on Death' + Accrued Bonus (as on date of death). 'Sum Assured on Death' will be: First five years-> 100% of Basic Sum Assured; 6-10 Years ->125% of Sum Assured; 11-15 Years ->150% of Sum Assured; 16-20 Years ->200% of Sum Assured. Accidental Death Coverage = Sum Assured at Death + one Sum Assured +Bonus Accrued + Final Additional Bonus(FAB) (Available during the term of the policy, if double accident benefit is opted)Parameters considered for example: Age : 30 Sum Assured: 10,00,000 Term : 20 Years Premium payment: 20 years Yearly premium: 48485 + 4.5% ST =50667 (in first year) 49576+2.25% ST = 48485 (from second year onwards) Total approximate premium paid = 992611 Indicative retuns* based on current bonus rates. Sum Assured : 10,00,000 Bonus :8,00,000 Final addition Bonus : 70,000 Total Returns* at the time of maturity: 18,70,000Aadhaar Stambh943


Monetary Benefits
20% of basic Sum Assured payable after 5th 10th and 15th Year of policy. Maturity benefit on 20th year: 40% of basic sum assured + vested bonus + FAB Loan available after 3 full year premium payment.Death Benefit
Normal Coverage = Sum Assured on death which is the highest of 125% of Basic Sum Assured; or 10 times annualised premium; + Final Addition Bonus (if any) Accidental Death Coverage = Sum Assured on death + one additional sum assured (Available during term, if double accident benefit is opted)+ FABParameters considered for example: Age : 30 Sum Assured: 10,00,000 Term : 20 Years Premium payment: 15 years Yearly premium: 75718 + 4.5% ST =79125 (in first year) 75718+2.25% ST = 77412 (from second year onwards) Total approximate premium paid = 1163033 Indicative retuns* based on current bonus rates. Money Back at: 5th Year 200000 10th Year 200000 15th Year 200000 20th Year(Maturity) Balance of Sum Assured : 4,00,000 Bonus :7,80,000 Final addition Bonus : 40,000 Total Returns* at the time of maturity: 12,20,000 Total approximate return :18,20,000Money Back - 25 Year921