LIC Anmol Jeevan -II (T-822) | Complete Details

(Last Updated On: June 10, 2017)

LIC Anmol Jeevan – II (T-822) is a pure Term Insurance plan from Life Insurance Corporation (LIC) of India. In other words, Anmol Jeevan is a regular premium paying, conventional, without profit, pure protection plan.

Term Life Insurance or Protection Insurance is the cheapest form of Life Insurance available in the market. Term Insurance offer you high value protection on the occurrence of an unfortunate event and that too at an affordable cost. Read more on term insurance policies and things to know about it.

LIC’s Anmol Jeevan -II (T – 822)
Eligibility Conditions and Features
Condition Minimum Maximum
1. Age at Entry 18 years
55 Years
(nearest birthday)
2. Policy Term 5 Years 25 Years
3. Sum Assured 6,00,000 24,00,000
4. Maximum Cover Ceasing Age 65 Years (nbd)
5. Sum Assured in multiples of 1,00,000
6. Premium Mode Yearly and Half Yearly
7. Rebates/Additional Premium 2% extra premium
for Half-Yearly Mode
Anmol Jeevan – Plan Calculators
LIC Anmol Jeevan Premium Calculator LIC Anmol Jeevan Benefit Calculator

Use the calculator given above to get a clear idea of LIC’s Anmol Jeevan plan. Just enter the basic details like Age, Sum Assured,  Term etc. and click the ‘calculate benefits’ button. A benefit details chart also will be available on click of a button.

LIC Anmol Jeevan Plan – Benefits
1. Insurance Coverage

Insurance coverage equal to Sum Assured shall be available for Normal or Accidental death during the term of the policy.

2. Maturity Benefit

As Anmol Jeevan is a pure term insurance plan, no maturity benefit shall be payable after the premium paying term.

3. Income tax Benefits

Income tax benefits shall be available on the premium paid under section 80 C of Income Tax act. Read more on the Income Tax Calculation and income tax benefits.

Anmol Jeevan Plan Table 822 Premium Details


Sample Premium for 10 Lakh Sum Assured – Anmol Jeevan
Age 10 years (Term) 15 Year (Term) 20 Year (Term) 25 Year (Term)
25 2496 2599 2806 3140
30 2726 3048 3473 4071
35 3381 4002 4773 5647
40 4715 5831 6935 8108
Anmol Jeevan – Important things to remember.
  1. Maximum Sum Assured available under the plan is Rs.,24,00,000 If you want a higher insurance coverage, you can go for LIC’s Amulya Jeevan -II plan .
  2. Grace period for premium payment is 30 days. If the premium is not paid within 30 days, policy will get lapsed and insurance coverage will cease.
  3. No surrender value or loan will be available under LIC’s Anmol Jeevan plan.
Other Term insurance plans from LIC

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