LIC of IndiaTerm Insurance

LIC e-Term Plan 825 Details with Premium, Benefits and Comparisons

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LIC e-Term insurance plan number 825 – Premium, Benefits, Comparisons and Calculators.

Life is full of unexpected ups and downs. At times the unexpected and unfortunate incidents can even affect the life of the bread-winner of the family. And that is when and where term insurance has its role.

LIC’s e-Term is a regular premium pure protection insurance plan, which provides high insurance coverage at considerably low premium. Another main feature of this plan is that, it is the one and only term insurance policy from Life insurance Corporation (LIC) of India, which can be purchased online.

Read more: Jeevan Amar (Plan 855)- Innovative term assurance plan from LIC of India

How much Insurance coverage do I need?

Before deciding on the term insurance plan, it is advisable to find out the amount of Insurance Coverage needed for you. Insurance coverage required for any person can be scientifically evaluated using the human life value (HLV) concept. You can use Human Life Value – calculator to calculate insurance coverage needed for you in few simple steps

LIC e-Term plan – Features and Eligibility conditions.
1Sum AssuredRs. 25,00,000 for
Aggregate Category
No Limit
Rs. 50,00,000 for
Non Smoker Category
No Limit
2Age at entry18 years (completed)60 years (nearest birthday)
3Policy Term10 Years35 Years
4Premium ModeOnly Yearly premium payment mode available
5Mode of SaleOnly online mode and without any intermediaries
6TaxesGST at the rate of 18 % applicable on premium
LIC e-term plan – how to purchase it online – Step by step guide

Check out this video to make purchasing of e-term policy easy.

Premium and Benefit online calculator – LIC e-Term plan

Use premium and benefit calculator of LIC’s e-term plan to understand complete details of the plan. You can click here or on the button provided below to open the LIC ‘s E- Term Policy calculator

LIC e-Term policy premium and benefit calculator with complete details

Term Insurance policies from LIC of India – A quick comparison.
ConditionLIC Anmol Jeevan
Plan 822
LIC Amulya Jeevan
Plan 823
LIC e-Term
Plan 825
1Minimum Sum Assured6,00,00025,00,00025 lakh/50 lakh
2Maximum Sum Assured24,00,000No limitNo limit
3Age18 – 5518 – 6018 – 60
4Mode AllowedYearly, Half-YearlyYearly, Half-YearlyYearly only
5Term5 – 255 – 3510 – 35

Read more:

Comparison of premium of term insurance policies from LIC

Hover the mouse or click over the infogram shown above to reveal more details.

AgeAmulya Jeevane-Term (Aggregate Category)e-Term (Non smoker Category)

Note# *The benefit illustrations shown above are just for understanding the basic details of the plan. Please go through LIC web site for more details. 

Anish L J

Anish L J is a 'Financial Planner' and member of Chartered Insurance Institute(CII), London and Insurance Institute of India. He is also a finance, insurance and software consultant. He thoroughly follows the developments in finance, insurance, and other related sectors.